Dallas Habitat is different from other area home builders in several ways.

Dallas Habitat does not require a cash down payment.
Instead of a cash down payment, you and your family are able to contribute 400 hours of “sweat equity” as you participate in the construction of your home alongside community volunteers and Habitat staff. This helps to lower the amount of money needed as you begin the journey to homeownership.

Dallas Habitat provides a 0% mortgage for the term of your loan.
Unlike banks that charge interest on a loan, your Habitat loan has no interest. This helps to keep payments low and puts more of your hard earned money toward building equity in your home.